![]() ![]() If you are putting out more for expenses than your actual income will allow you to do, then look to see where you can make cuts. But if you are putting out more for your expenses, when compared to how much you are making, than you will need to rethink a few things. If you are bringing in more income than your expenses total, than this is a good thing. ![]() Total your expenses and income columns.It’s important to know which expenses are the ones you have over and over and which ones you will only have once in a while. Break these expenses every month into two places: fixed and variable.Also keep track of all of the expenses that you will have every month, from small to big. If you earn a paycheck every week, from an outside source, than make sure that you record the net income. Record all of your financial data and monthly expenses–If you are self-employed than keep track of the money you make and record it.Because this has to do with things on a monthly basis, the more you dig up the better. First, dig up every piece of financial information you can get your hands on.Here is a step by step guide to get your new budget template up and running. Using the Monthly Budget Planning Spreadsheet Excel Template The best part about creating this monthly budget planning spreadsheet excel template is that it is free and easy to use and excel is the most downloadable option that there is out there. The best way to create your own monthly budget planning spreadsheet Excel template is by downloading the template that is available on this page. When you create a monthly budget planning spreadsheet Excel template you will not only keep track of your money, but also figure out where you are falling short. Everyone needs to be on a budget and creating your own monthly budget planning spreadsheet Excel template is the perfect way of staying on top of your finances. ![]()
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